body {
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
}
td
{
font-family: Verdana, Arial, Geneva, sans-serif;
font-size: 16px;
color: #000000;
}



.titles
{
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 20px;
	font-weight: bold;
	color: #000000;
}

.links
{
text-decoration: none;
}

.nav a
{
color: #ffffff;
text-decoration: none;
font-size:13px;
font-weight: bold;
}

.nav a:hover
{
color: #ffffff;
text-decoration: underline;
font-size:13px;
font-weight: bold;
}

.links a
{
color: #ca9542;
text-decoration: underline;
}

.links a:hover
{
color: #ca9542;
text-decoration: none;
}


p { 
font-family: Verdana, Arial, Geneva, sans-serif;
font-size: 16px;
color: #000000;
 } div
 { 
font-family: Verdana, Arial, Geneva, sans-serif;
font-size: 16px;
color: #000000;
 } 
tr { 
font-family: Verdana, Arial, Geneva, sans-serif;
font-size: 16px;
color: #000000;
 }